Oil & Gas Law & Lawyers in Pakistan
ZA-LLP's market leading Oil & Gas practice advises governments and NOCs (National Oil Companies), IOCs (International Oil Companies), Independent Oil and Gas Companies, and funders (debt and equity) on all aspects of the oil and gas supply chain, including upstream (exploration and production), midstream (storage and transportation), downstream (fuels and lubricants, marketing and refining, retail and chemicals) as well as the LNG and related productions.
Our integrated practice advises clients on transactions relating to project development, M&A (both public and private), funding (equity, debt and Islamic financing), energy and emissions trading and litigation and arbitration. All of these transactions are supported by our market leading experts in areas such as taxation, antitrust, regulatory, environment and employment, to name but a few.
ZA-LLP has been at the forefront of this market, advising IOCs, NOCs and host governments, sponsors, funders (equity and debt), and contractors on market leading transactions globally.
Petroleum (L. petroleum, from Greek , lit. "rock oil", first used in the treatise De Natura Fossilium published in 1546 by the German mineralogist Georg Bauer, known as Georgius Agricola) or crude oil is a naturally occurring, flammable liquid found in rock formations in the Earth consisting of a complex mixture of hydrocarbons of various molecular weights, plus other organic compounds.
The proportion of hydrocarbons in the mixture is highly variable and ranges from as much as 97% by weight in the lighter oils to as little as 50% in the heavier oils and bitumens. The hydrocarbons in crude oil are mostly alkanes, cycloalkanes and various aromatic hydrocarbons while the other organic compounds contain nitrogen, oxygen and sulfur, and trace amounts of metals such as iron, nickel, copper and vanadium. The exact molecular composition varies widely from formation to formation but the proportion of chemical elements vary over fairly narrow limits as follows:
Table: Elements and their Percent Range
Octane, a hydrocarbon found in petroleum, lines are single bonds, black spheres are carbon, white spheres are hydrogen
Crude oil varies greatly in appearance depending on its composition. It is usually black or dark brown (although it may be yellowish or even greenish). In the reservoir it is usually found in association with natural gas, which being lighter forms a gas cap over the petroleum, and saline water which being heavier generally floats underneath it. Crude oil may also be found in semi-solid form mixed with sand as in the Athabasca oil sands in Canada, where is usually referred to as crude bitumen. In Canada, bitumen is considered a sticky, tar-like form of crude oil which is so thick and heavy that it must be heated or diluted before it will flow.Four different types of hydrocarbon molecules appear in crude oil. The relative percentage of each varies from oil to oil, determining the properties of each oil.
15 to 60%
30 to 60%
3 to 30%
Table: Hydrocarbon and its Quantity
MINISTRY OF PETROLEUM & GAS PAKISTAN
The Ministry of Petroleum & Natural Gas is entrusted with the responsibility of exploration and production of oil and natural gas, their refining, distribution and marketing, import, export and conservation of petroleum products and Liquefied Natural Gas. Petroleum & Natural Resources Division was created in April 1977. Prior to that Petroleum and Natural Resources was part of the Ministry of Fuel, Power and Natural Resources. To ensure availability and security of sustainable supply of oil and gas for economic development and strategic requirements of Pakistan and to coordinate development of natural resources of energy and minerals.
INVESTMENT POLICY FEATURES
Equal treatment to local & foreign investors
All economic sectors open for FDI
Foreign equity upto 100% allowed
No Government sanction required
Attractive incentive packages
Remittance of royalty, technical & franchise fee allowed
Network of Export Processing Zones
Export Manufacturing Zero-rated
Investment Protection: More than 50 Countries
Avoidance of Double Taxation: 64 Countries
PETROLEUM PRODUCTS SUPPLY AND DEMAND
The petroleum products account for approximately 40 percent of modern energy consumption in Pakistan. Consumption of petroleum products grew sharply during the 1980s at about 7 percent per annum, but slowed to about 2.5 percent during late 1990s and has gained a momentum in 2004-05 of 9.31%. Oil products consumption is highly skewed, with nearly 83 percent in the form of high speed diesel (HSD) and fuel oil (FO). Only 18 percent of the liquid fuel supplies are met from local sources, and the balance is imported in the form of either crude oil or finished products. Over the past three years, gross imports of liquid fuels have averaged 23.1 million tons (MMT) per annum, generating an import bill of some US$ 5.8 billion.
The Petroleum Downstream Market
Port Facilities: Crude oil, white-oil products, and low sulfur fuel oil (LSFO) are received at the Karachi Port, while LPG and high sulfur fuel oil (HSFO) are received at the Fauji Oil Terminal at Port Qasim. The port facilities are connected to the tankage/storage facilities of the refineries and oil marketing companies (OMCs).
Transportation: Transportation: Most of the domestic crude oil and petroleum products are moved by road bowzers or tank lorries. The total number of tank lorries is estimated at 14,000-16,000, with various capacities (10-30 tons) and age, largely owned by private individuals and small firms. The road tanker fleet is used both for short-haul secondary distribution within cities, and medium to long-haul shipments around the country. Given the apparent high rates set by the government, there is a large excess of tankers, and this oversupply will become more acute when the WOPP is completed in 2004. In addition to the road-tankers fleet, Pakistan Railways (PR) transports mostly fuel oil, and operates 5,400 tank wagons for this purpose. However, its movement capacity is severely hampered by locomotive availability and other rail infrastructure constraints.
Pakistan has three older hydro-skimming refineries plus the mid-country PARCO refinery which began operations in 2000 and Bosicor refinery which started operation in 2003. Together the five refineries have a total capacity of 12.82 million tones per annum, and processed 11.33 MMT of crude in the year 2004-05. The refineries produce a full range of products, including lube base oils and asphalt. However, only 60 percent of their production is HSD and FO, resulting in a significant mismatch between refined product output and market profile. Pakistan exports surplus gasoline and naphtha, and is self-sufficient in other petroleum products, such as kerosene and aviation fuels.
In the oil marketing sector, seven oil marketing companies (OMCs) namely, Pakistan State Oil Limited (PSO), Shell Pakistan Limited (SPL), Caltex Oil (Pakistan) Limited (COPL), Total-Parco Pakistan Limited (TPPL), Attock Petroleum Ltd (APL), Parco-Pearl and Admore Gas Pvt Ltd are operating in Pakistan with an overall market share of 64.2%, 19.9%, 7.3%, 4%, 2.6%, 1.3% and 0.7% respectively. New companies like Bosicor Pakistan Limited, Hascombe storage (Pvt) Limited, Overseas Trading Company, Askar Oil Services (Pvt) and Bakri Trading Company Pakistan (Pvt) Ltd have entered the market in the recent past which is an ample demonstration of the attractiveness of oil marketing business in Pakistan.
Supply And Demand
HSD (High Speed Diesel) is the main deficit product, with imports of about 4.5 million tons per annum in recent years. Fuel Oil has experienced reduction in demand in the last couple of years because of substitution with natural gas and Hydel power availability. There was a growth of about 5.5% in Gasoline demand in the country during 2004-05, however surplus local production is being exported in the shape of Naphtha by the Refineries. HSD growth rate during the 2004-05 was 5.5% and projected growth for 2005-06 is also 5.5% whereas Fuel Oil growth projected for the year 2005-06 is around 12%. The energy supply demand projections have indicated that total deficit of petroleum products mainly HSD and Furnace Oil will rise to about 8.89 million tons by 2010.
Availability Of Land For The New Refinery Project
The federal Government has approved land and incentives for setting up a new state of the art Deep Conversion Coastal Oil refinery at Khalifa Point, at Hub Balochistan near Karachi.
All facilities will be provided as per Export Promotion Zone Authority (EPZA) Rules at Khalifa Point with the modification that land owned by State Petroleum Refining and Petrochemicals (PERAC) for the setting up of Refinery will be provided free of cost as per the requirement of setting up of a refinery, and will be used only for new Refinery and not as Government equity.
There will be no restriction on the import of crude oil.
Crude oil imports will be exempted from customs duties and taxes (all other incidental charges associated with the import will, however, be applicable).
The Government will facilitate installation of supporting infrastructure including Single Point Mooring (SPM), sub-marine pipelines, product pipelines and electric power supply from national grid.
Sales tax exemption will be allowed on the quantity of Petroleum Products exports while sales tax will be applicable on the products marketed locally.
Incentives already available in Petroleum Policy, 1997
No prior permission is required for setting up a new refinery or for expansion the existing ones.
Import parity price formulated for new oil refinery projects' prices based on Singapore Mean FOB spot price along with all applicable local charges. There will be no minimum Rate of Return guarantee for new refinery projects.
The limit of 10 - 40% on the rate of return for existing refineries will be removed subject to agreements being executed with the Ministry of Petroleum & Natural Resources covering development and expansion plans.
Other income earned from non-refinery operations can be retained by the refineries.
Import of crude oil will be permitted from any source, subject to price economics after upliftment of local crude oil if so allocated.
Export of surplus products will be allowed freely.
GOP will not give any product off take right guarantee. Refineries shall be allowed to sell products to any marketing company or they can setup their own companies.
Custom / relevant authorities will accept instructions for release of equipment on the basis of the recommendations of Regulatory Authority. Import duties and taxes will be payable as per applicable SROs.
Terms & Conditions
The refinery will be designed and constructed in accordance with internationally acceptable technical codes and standards.
The refinery will have the capacity to produce at least 60% middle distillates.
Product Specifications for the refinery will be in accordance with EUR III specifications for both domestic as well as export markets.
There will be no guaranteed return for this new refinery.
The refinery will be required to optimized its own operations and thus responsible for its margins.
The refinery will be free to sell surplus products in the international market at internationally competitive prices.
The proposed refinery location will be declared as Export Processing Zone (EPZ) and the criteria / incentives offered by EPZA will be applicable.
The 80/20 rule (which requires export of 80 percent of total production to foreign countries) applicable for industries established under EPZ rules will be relaxed for this project to attract investment.
The refinery will be completed and commissioned by December 3, 2010.
Technical suitability (including experience in implementing an operating oil and gas sector projects, especially petroleum refineries, appropriateness of project execution plan etc.). The potential investor should have sufficient experience in developing and operating similar oil refinery (ies) based on technical standards and including efficiency and stipulation by the best international petroleum industry standards.
Financial soundness (ownership/ shareholding structure, annual revenues etc.). The potential investor should have financial capability and resources sufficient to meet obligations associated with development and operation of the proposed refinery.
Ministry of Petroleum and Natural Resources and OGRA will select the party for setting up the refinery through international competitive bidding, with the objective to bring in quality investors who has ability to set-up a state of the art brand new refinery within the stipulated timeframe.
Investors selected on the above mentioned criteria will have to obtain license from OGRA under OGRA ordinance, 2002.
Pricing formula for new refineries
The ex-refinery prices will be set on a calendar quarter basis.
The base price for each product will be the 3 month Average of the Singapore Mean Spot Prices as reported in an international Pricing Service. For price setting purpose, the 3 running months date ending on the 14th of the month; immediately preceding the month in which the prices will become effective, will be used e.g. The date for the period September 15th to December 14th will be used to establish the prices effective January 1st.
All local / landing charges applicable on import of crude oil is allowed to be recovered in the price build-up, calculated as if applicable at the same rate on each refined product. Such local/handling charges currently are:
Letter of credit opening charges, 0.25% of C&F
Marine insurance, 0.11% of C&F
Ocean loss element, 0.5% of the C&F
Wharfage at actual applicable on crude oil
Local Handling Charges applicable on crude oil 0.15% of C&F
Crude imports will be exempt from customs duties and taxes. However, all other incidental charges are payable by the refinery.
The individual product price calculated formula will be as under:
LPG taken at Kerosene plus BTU premium of 5% i.e. 105% of kerosene.
Mogas. Current 80 Ron, 0.4g/l lead quality. Taken at S'pore 92 Unleaded (UL) less 0.5 Cents/AG (CAG) per RON Octane penalty i.e. penalty of 0.5 CAG = $0.21/barrels/RON X 12 RON = $ 21.42/mton.
Premium gasoline. Current 87 RON, 0.63 g/lead quality. Same octane penalty as Mogas i.e. $0.21 x 5 RON - $ 1.05/Bbl.= $ 8.925/mton.
HOBC Current 97 RON 0.84 g/lead quality. Taken at S'pore Mean for 95 UL(Lead penalty considered).
Regular Gasoline: 92 RON, 0.15 g/lead. Taken at S'pore mean for 92 UL.
Premium Gasoline: 97 RON at 0.15 g/lead. Taken at S'pore mean, 97 UL
Kerosene: Taken at S'pore mean, Kerosene.
HSD 0.5% S: Taken at S'pore mean, gasoil 0.5%.
HSD 1.0% S: Taken at S'pore mean, gasoil 1.0%
Fuel oil 180 cst, 3.5% S: Taken at S'pore mean, HSFO 180.
Natural gas is a source of wealth for Pakistan. It is a clean fuel, there is a large market (and unmet demand), and given the country's extensive use of fuel oil, the economic benefits of conversion from liquid fuels to natural gas are high.
Supply and Demand
Pakistan has limited natural gas deposits. At present, recoverable natural gas reserves in Pakistan are 32 Trillion Cubic Feet (TCF) and Reserve to Production (R/P) ratio based on current production of 3.7 Billion Cubic Feet per Day (BCFD) is 23 years. One of the significant developments in local gas market is the increase of natural gas share in primary energy supply mix from about 40% in 1999-2000 to over 52% in 2004-05 in about five years. If the demand/supply trend of past five years is maintained, the R/P ratio reduces significantly necessitating urgent need to increase natural gas supply. The Government of Pakistan has accordingly placed the highest priority to (a) enhance indigenous
Natural gas supplies through intensified exploration efforts, and (b) import natural gas through pipeline from neighboring countries as well as LNG.
LIQUEFIED PETROLEUM GAS (LPG)
Liquefied Petroleum Gas (LPG) is a colorless, odorless and environment friendly mixture of hydrocarbons (mainly propane and butane) which is gaseous at normal temperature and pressure, and lique fiable under reduced temperature or moderate pressure. A chemical ethyl mercaptan is added to impart a pungent odour for leak detection. Currently about 1600 tons/day LPG is being produced domestically contributing 0.4 % to the total energy supply mix. Because of its characteristics LPG is fast becoming a fuel of choice in the areas, where natural gas distribution network is not available. Currently out of 25 million households in Pakistan, 4.3 million are connected to natural gas network and the rest are relying on LPG and conventional fuels like coal, firewood, kerosene, dung cake etc.
There are eight (8) producers and 42 LPG marketing and distribution companies in domestic, commercial and industrial sector. They get their supplies mostly from the refineries, the gas processing plants, and to a minor extent, through imports.
Government of Pakistan has deregulated LPG allocation and prices. The Government therefore does not fix LPG prices for producers as well as consumers with a view to promote healthy competition and to improve safety and service standards. All the new producers of LPG are now free to market their product themselves or dispose it of through any LPG marketing company.
Import Of LPG And Duty Structure
According to government's import policy, LPG is included in the free list of imports. However for its handling, storage and marketing in Pakistan there is a requirement of license from Oil and Gas Regulatory Authority (OGRA). LPG can be imported through sea and land routs on payment of 5% customs duty. LPG import facility is available at EVTL's terminal at Port Qasim having storage capacity of 5000 M. Tons.
LIQUEFIED NATURAL GAS (LNG)
Pakistan's Gas Demand and Supply Projections indicate a widening gap of approximately 600 MMCFD by the year 2010-11.
The gap starts to emerge in 2007-08 and built up to 1000 MMCFD by 2010-11. In order to address the projected shortage, strong emphasis is being laid on importing gas from neighboring gas-producing countries, through cross-border gas pipelines and also in the form of liquefied natural gas (LNG). It is expected that LNG receiving, storage, re-gasification, and distribution infrastructure, for the distribution and sale of regasified LNG in the domestic market, will be installed in the near future, and expanded periodically, as necessary.
COMPRESSED NATURAL GAS (CNG)
Government of Pakistan is encouraging the use of Compressed Natural Gas (CNG) as an alternate fuel for automotives in order to control environment degradation, save foreign exchange in import of liquid fuels and generate employment. Due to Government's encouragement, Pakistan has become third largest CNG user in the world.
LAWS REGULATING THE PETROL AND GAS IN PAKISTAN
There are certain laws which deal with the petrol and gas in Pakistan. The purpose of these laws is to regulate the production, refining, blending, import, storage and marketing of the petroleum products in the whole of Pakistan as well as in the world.
Liquefied Natural Gas LNG POLICY 2006
LPG Production and Distribution Policy 2006
National Mineral Policy (NMP) 1995
Natural Gas Allocation and Management Policy 2005
Petroleum Exploration & Production Policy 2001
Petroleum Policy 1997
Petroleum Policy 2007
Pakistan Offshore Petroleum (Exploration and Production) Rules, 2003
The rules determine the steps and procedure for petroleum products on offshore areas. Offshore area means all the areas that lies completely seaward from the high water mark within the jurisdiction of Pakistan, and includes all areas within the territorial waters, the historic waters, the contiguous zone, the continental shelf and the exclusive economic zone as defined in the Territorial Waters and Maritime Zones Act, 1976.
The Liquefied Petroleum Gas (Production and Distribution) Rules, 1971
The object of the rules is to make rules for the regulation of Mines and Oilfields and Mineral Development. It includes the production, liquefaction, separation.
Stripping, transmission, processing, storage, filing or distribution of LPG. For the working of all these functions, corporation is entitled to a license.
PETROLEUM POLICY 2007
The Government of Pakistan (GOP) is committed to accelerate an exploration and development programs order to reverse the decline in crude oil production, to increase the domestic gas production and supply and to reduce the burden of imported energy which otherwise will have adverse effect on the balance of payments & trade.
The principal objectives of this Policy are
To accelerate E&P activities in Pakistan with a view to achieve maximum self sufficiency in energy by increasing oil and gas production.
To promote direct foreign investment in Pakistan by increasing the competitiveness of its terms of investment in the upstream sector.
To promote the involvement of Pakistani oil and gas companies in the country's upstream investment opportunities.
To train the Pakistani professionals in E&P sector to international standards and create favorable conditions for their retaining within the country.
To promote increased E&P activity in the onshore frontier areas by providing globally competitive incentives.
To enable a more proactive management of resources through establishment of a strengthened Directorate General of Petroleum Concessions (DGPC) and providing the necessary control and procedures to enhance the effective management of Pakistan's petroleum reserves.
To undertake exploitation of oil and gas resources in a socially, economically and environmentally sustainable and responsible manner.
The Petroleum Products (Development Surcharge) Ordinance 1961
The purpose of the Ordinance is to provide for the levy and collection of a development surcharge on petroleum products and for matters connected therewith.
Every refinery and every company shall pay to the Central Government a development surcharge equal to the differential margin in respect of petroleum products produced or, as the case may be, purchased by it for resale except for export.
Any amount or arrears due as development surcharge and not paid within the time allowed by the Central Government or any officer, authorized by it in that behalf shall be recoverable as arrears of land revenue.
The Central Government, in such general cases as it may prescribe by rules or in particular cases by special order may grant exemption from development surcharge to refinery or company on such conditions, limitations or restrictions as it may think fit to impose.
The Marketing of Petroleum Products (Federal Control) Act, 1974
The aim of the act is to provide for the management and development of marketing facilities in petroleum products.
The Pakistan Petroleum (Refining, Blending and Marketing) Rules, 1971
The purpose for the making of these rules is the regulation of Mines and Oilfields and Mineral Development.
COMPRESSED NATURAL GAS (CNG)
Natural gas is an important source of energy not only for domestic purpose but also for Commercial purposes. About 54% of the energy sources are meet through it.Pakistan's total remaining gas reserves are estimated at 28. 51 TCF as on 30-06-2005 which are adequate for meeting gas requirement of Pakistan for 19 years at current rate of production. Pakistan possesses a well developed extensive system of gas supply, developed in Pakistan through Sui Northern Gas Pipeline Limited (SNGPL) and Sui Southern Gas Company Limited (SSGCL).
NEW POLICY FOR ISSUANCE OF NOCs FOR INSTALLATIONS OF CNG STATIONS
The Federal Government has recently introduced the following policy regarding issuance of NOCs for installation of CNG stations:
For installation of a CNG station at existing petrol pumps, there is no need of any additional NOC except from the Department of Explosives and Third Party certification from HDIP including a reputable Private Sector Company of high standards.
For installation of a stand-alone CNG station at raw sites/new locations, NOCs only from the following authorities be obtained: Gas utility Company, Department of Explosives, Civil Defence, Tehsil Municipal Officer, and Third Party certification from HDIP including a reputable Private Sector Company of high standards.
All authorities concerned must decide for issuance of NOC(s) or otherwise within one month of the receipt of request.
SETTING UP OF CNG STATION: No person can set up CNG station without first obtaining license from the Authority i.e. Oil and Gas Regulatory Authority Islamabad under Rule 6 of CNG (Production & Marketing) Rules, 1992. Initially OGRA issues provisional license for a period of 2 years for setting up CNG station. After obtaining provisional license from the authority, the licensee is supposed to start construction of the station and also obtain NOCs from the local authorities and a license from DEPARTMENT OF EXPLOSIVES on Form B.
CNG MARKETING LICENSE: After completion of CNG station, the authority under Rule 7 of CNG Rules 1992, issues fifteen years Marketing License subject to submission of following documents: a. Valid explosive license on form B. and b. Satisfactory report of 3rd party inspector regarding construction of CNG works by the party in accordance with the CNG Rules
TYPE OF MACHINERY / EQUIPMENT ALLOWED FOR CNG: Only approved CNG equipment/ machinery can be imported and installed at CNG stations approved by the competent authority as amended from time to time. List of authorized Equipments
CNG RULES 1992: Government has promulgated CNG Rules 1992 for regulation of all CNG activities. The rules provide for the procedure for setting up CNG stations and safety code for practice etc.
Liquefied Natural Gas LNG POLICY 2006
National Mineral Policy (NMP) 1995
The Government of Pakistan is cognizant of the role of mineral industry in the overall economic and social development of the country and its importance in industrial and export promotion. It is also conscious of the unique characteristics of the mining industry like highly risk prone, capital intensive and subject to global competition with high volatility of prices. To harness the fairly adequate mineral potential with national and international investment, the Government of Pakistan has formulated National Mineral Policy offering appropriate institutional arrangements at federal and provincial levels; time bound investment friendly regulatory regime and internationally competitive fiscal incentives.
ZA-LLP deal with all kinds of problems regarding petroleum products everywhere in Pakistan. We can also resolve your legal and non legal issues. If you are a foreigner and want investment in Pakistan in the petroleum filed like production, refinery, and marketing etc of Petrol and Gas we can definitely have helping hands for you.
Our Core Competencies
Collaborative lawyers trust the wisdom of the group; lone wolves and isolationists do not do any good anymore.
Distant, detached lawyers are relics of the 20th century, the market no longer wants a lawyer who is only half a person.
If you can not effectively and efficiently use e-communications, and mobile tech, you might as well just stay home.
Virtually a substantial part of lawyers difficulties in this regard lie with their inability to prioritise their time.
What People Say About Us
We are glad to inform you the receipt of current outstanding balance in our bank account from the disputed party. Therefore we request you to arrange to close the dispute case with them as per our management decision. We would like to take this opportunity to thank you for all the support and advice to solve this matter. It was pleasure working with you all.Rahul Meppad ~ Dubai, UAE
Thank you for your support in this process and for your great hospitality. Your assistance has been of great importance. It was also important to see and experience the high quality of your services and your well known firm.Magnus Greko ~ Sweden
Thank you for your support in this process. Your assistance has been invaluable. We are looking forward to a long lasting working relationship with you. Also, thank you for hospitality during these past days.Lothar Geilen ~ Germany
Dear Atty. Iram Fatima: I would like to let you know that my wife came in USA last week. The U.S. Embassy Islamabad approved her visa petition in the lights of all the wonderful endeavors done by you and Mr. Birach. It was a long legal battle of about 7 years. I must say that your law firm is one of the best in the country and you are a highly professional advocate. Dr. Zafar should feel proud to have you in his crew. Finally, again I would say Thanks for all your legal services and I am your best reference.Zubair Mufti ~ Texas, USA
Dear Dr Zafar and Iram: Thank you very much for timely submission of the excellent opinion letter. It is very well drafted and covers the key points. We very much appreciate your excellent and timely work in preparing the legal opinion.Mrs. Iqbal Farrukh ~ San Francisco, USA
Dear Attorney Iram Fatima: Thanks so much for all of your kind efforts in this area and I must admit that your legal firm is the best in the country.Zubair Mufti ~ Texas, USA
The efficiency and effectiveness of your services are much appreciated.James Alexander Linton Williams ~ UK
Many thanks for this, and thank you for being so prompt. It is very appreciated.Alex Gilchrist ~ Somerset, UK
Thank you again for handling my case so well, I am honoured to be represented by you.Yolanda Slabbert ~ Port Elizabeth, South Africa
Thank you very much for your great attention to my case, I see that you're a very serious company and I'm happy that I've choose you.Sergio Lujan ~ Bogota, Colombia
I really appreciate the help and support provided by Zafar and Associates to our company. I don't know what to say or how to thank you, but to tell the truth your services are really the best legal services we have ever received. You are truly a professional and effective law firm.Adnan Branbo ~ Dubai, UAE
Thank you very much for your contribution. We will review the information and incorporate it into the International Citation Manual of Washington University Global Studies Law Review. Your help is appreciated.Naomi Levin ~ Washington, USA
I wanted to let you know that i got the documents. And i wanted to thank you and the whole team who worked on my case. You all did a good job thanks again.Naima Ashraf ~ The Hague, Holland
Thank you very much for all the work you have done to ensure that the Death in Service benefit reaches the parents of the deceased. Are they expecting this money and do they understand where it is coming from? We appreciate your assistance and excellent work.Susan Bauer ~ London, UK
I have no words to express my gratitude to you. People like you are very rare and I have the priviledge to know one of those. May God shower all blessings on to you and your family. I am a small man with only prayers on my lips.Dr. Haridev Bhargava ~ Saratoga, USA
I must say your handling of this matter has been totally sterling and I shall not have any hesitation in recommending you and your firm to others.Rosina Ahmad ~ UK
Good morning, I received the documents back yesterday afternoon. Thank you so much for your quick response to the job. We really appreciate it. Looking forward to working with you in the further.Mrs. Jan Malcolm ~ Auckland, New Zealand
Thank you very much for the case. It is just brilliant! I am so grateful that you went out of your way to help me.Loraine Bhan ~ Suva, Fiji
I do appreciate highly the sense of commitment your office wishes to dedicate to the follow up of our question for information. I have transmitted the contents of your email IMMEDIATELY to the contact, together with confirmation of the highest esteem we attribute to the quality of the services rendered by ZAFAR & ASSOCIATES.Paul Wouters ~ Istanbul, Turkey
Thank you very much for the information and good news. I know you've been working too hard and I appreciate every single minute working with you all. It's an experience to be in the team of hardworking people and I am very proud to be included.Evangeline Williams ~ Paphos, Cyprus
I would like to thank you for your swift and excellent service that your office recently provided us. I would definitely forward your contact information to my friends and family in reference to seeking legal matters in Pakistan. I would also inform Sean Hogan and his associates to pass on your contact information to any clients that may need assistance in the matters of law in Pakistan.Zarar Khan ~ Miami, USA
We are greatly impressed with your firm and the professional calibre of the partners. If acceptable, we would like to keep your firm as a reference for future projects. Please let me know.Tanaz Pardiwala ~ Barcelona, Spain
We are happy to inform you that we have received the original succession certificate via DHL. I want to take this opportunity to thank you for your efforts, especially Dr. Zafar, who was kind enough to handle the security deposit at the court. With our best wishes and success for the New Year, to you and your esteemed team, we remain with.Mansur Asrar ~ Istanbul, Turkey
I am writing to convey to you how much I appreciate your prompt service! My mother called me today and informed me that 2 lawyers from your firm visited her. It is a pleasant surprise to know that such a law firm exists in our very own country. I would definitely recommend your firm to any friend who is in need of professional legal services in Pakistan.Naveed Ahmad ~ USA
I am truly very impressed with the follow up of your law firm. I never thought a Pakistani firm would be so aggressive and pro-active. Do you even happen to come to NYC? If so, then please look me up here when you visit next.Faisal Mumtaz ~ New York, USA
I want to thank you for all services you have rendered to us. I really appreciate it and hope on further cooperation.Petrov Andrey ~ Moscow, Russia
With God's help you have done a great thing for our family. Thank you so much for your diligence and expertise. We are truly grateful to God for all that is possible now. We also are looking forward to meeting you and your staff when we arrive in Pakistan next month. Please let us know if there is anything we can bring for you from the United States as a gift.Shaukat Minhas and Colleen Davidson ~ Dallas, USA
Your help in investigation case is well appreciated. My brother and I are ever grateful to you for obtaining the document. Thank you and god bless you and your practice team.Kevin Lessani - Dallas - USA
I greatly appreciate that your law firm is very careful in its preparation of petitions. In fact, the outcome of a legal fight greatly depends on how effectively a law firm has presented its case. If it fails to conceive in advance as to what it will have to face in defense, it can not prepare an effective petition. I admire that ZAFAR & ASSOCIATES - LLP are very careful in their initial step i.e. to prepare petition, around which the whole legal battle is fought.M. Iftikhar Sheikh ~ Dhahran, Kingdom of Saudi Arabia